Pascal Welschinger studied Business Administration and International Relations at University of St. Gallen (HSG). He started his career with Accenture in Switzerland as a consultant for retail and wealth management banks. He took his next career steps with Clariden Leu Private Bank as a Business Developer before joining UBS AG in Switzerland and Singapore in the role of a change manager and program lead.

Pascal has extensive experience in target operating model design, business process engineering, organizational change management, and project management. He has a deep front-to-back understanding of both retail and private banking processes.